We respect your privacy and hold it in the highest regard. Please take a moment and read over our Privacy Statement.

Introduction

We understand your expectations for privacy and security with respect to your personal financial information. The following privacy policy is designed to inform you of the types of information that we collect from our customers, along with how we use that information, and the circumstances under which we will share it with third parties.

We Respect Your Privacy

We respect your privacy and are committed to treating your information responsibly. We believe many consumers appreciate receiving offerings of products and services that may be useful to them. At the same time, we understand the need to safeguard sensitive information that you have provided to us, and that you expect privacy and security for your personal and financial affairs.

Information Collection

We will collect nonpublic personal information about you only when we reasonably believe that the information will be necessary or useful in processing or administering your loan, or providing products, services and other opportunities that we think will be of interest to you. In this notice, the term nonpublic personal information refers to information about you that we receive from the sources described below and that is not otherwise lawfully available to the general public. We collect nonpublic personal information about you from the following sources:
- Information we receive from you on applications or other forms, such as your name, social security number, assets, and income;
- Information about your transactions with us, our affiliates, or others, such as your account balance, payment history, parties to transactions; and
- Information we receive from a consumer reporting agency, such as your credit worthiness and credit history.

Information Sharing Permitted By Law

We do not disclose any nonpublic personal information about our customers or former customers to anyone, except as permitted or required by law. For example:
- In response to a subpoena;
- When you authorize us in writing to disclose to a third party from whom you wish to receive a service or product;
- When we share information about experiences and transactions with you with one of our affiliates.

Joint Notices
If you have a joint account with us (you have a co-borrower), you should share this notice with the person who shares your account. He or she may not get a separate notice.

Our Former Customers

After you are no longer a customer of ours, we will continue to treat your nonpublic personal information as if you were still our customer.

Maintenance of Accurate Information

We have established procedures designed to ensure that your nonpublic personal information is as accurate and complete as possible, and is in accordance with reasonable commercial standards. If you believe that our records contain inaccurate or incomplete information about you, please notify us by calling 800-728-1129 or sending a written inquiry to us at 101 NE 2nd Street, Ocala, FL 34470. We will take commercially reasonable steps to investigate your concerns and correct inaccurate information in a timely manner.

Confidentiality and Security

We restrict access to nonpublic personal information to employees who use this information in order to provide products or services to you. We maintain physical, electronic, and procedural safeguards that comply with federal regulations to guard your nonpublic personal information.

We appreciate your business and want you to understand our commitment to maintaining the privacy of your nonpublic personal information, as expressed in this Privacy Policy. This Privacy Policy applies only to individual consumers. This Privacy Policy is effective as of August 26, 2005. We reserve the right to amend the policy at any time. If you have questions about this Privacy Policy, please contact our compliance department at the phone number or address above.