Home America Mortgage, Inc. intention is to maintain the leading edge in mortgage technology. We continue to research and develop the latest in technology. Our innovative, web based design handles loans from origination to closing.
Additionally, our process provides attorneys the ability to download closing information at their convenience, directly off of a secure web connection.
Your loan is handled in-house, giving you flexibility, creative loan choices, and expert advice
We have a 4-hour approval process which means that your loan is either approved or declined within four hours of you application. Personalized and professional service is the key, and our family of employees are dedicated to getting the job done!
Our customers are the most important component of the loan process.
Standard Items Needed For Loan Application:
Copy of executed sales contract
Two (2) months bank statments
One (1) month pay stub
Last two (2) years W-2s
Last statement for special assets (examples: 401k, IRA, Stocks, Bonds)
Rental lease for all owned properties
Divorce decree (if alimony or child support is applicable)
Self-employed and commissioned borrowers provide last two (2) years tax returns with all schedules